Medicare Advantage Plans
You can get your Medicare benefits through Original Medicare, or a Medicare Advantage Plan (like an HMO or PPO). If you have Original Medicare, the government pays for Medicare benefits when you get them. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare benefits.
If you join a Medicare Advantage Plan,the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage.
Medigap/Medicare Supplement Plan Options and Premiums
Medicare plans offer several plan options, each offering different levels of benefits. All applicants pay a premium based on their age and location for the plan they select.
These plans cover medical procedures only. Prescription drug coverage needs to be purchased separately. (see below for more information)
When turning 65 and first becoming eligible for Medicare, carriers will not reject your application based on your age or health status. After 6 months from your initial eligibility, carriers can medically underwrite these plans and you could be denied.
You may make payments through authorized automatic deductions from your bank account or be billed monthly.
If you need an application or have any questions, call (248) 822-6070
Medicare Drug Card
You can couple Medicare with prescription coverage as well. We recommend an affordable and simple drug coverage plan that gives you more value for your dollar. You can go to www.medicare.gov and click on the tab for Part D Drug Coverage to find the best drug plan to meet your needs and budget.
- Features generic copayments at $0
- Covers both brand-name and generic drugs
- Can make a difference in your out-of-pocket prescription drug costs
- Offers the convenience of mail order pharmacies
- Send us a list of your prescriptions and we can determine which prescription drug card is right for you
Additional Medicare Information
To learn more about Medicare and enrolling, see the below Powerpoint presentation.